Compete comfort vs. complete freedom - a question?

Scenario A might sound good, but the trouble is that having all of your needs guaranteed is a motivation killer. Why would somebody work if they are guaranteed to get what they need? And if nobody works, then who finances this utopia? Scenario B might sound good, but is it really total freedom to be dependent on private corporations for everything? Are you really free if you have to rely on a for profit entity to supply basic protections such as roads and bridges, and fire departments, and at least a fundamental social safety net? What happens to the disabled, the mentally retarded, the chronically ill in such a society? This is a false choice; A is not perfect comfort, nor is B perfect freedom. The choices are between two dysfunctional societies that would be miserable for their citizens.